How Do I Calculate Mortgage Payments When Buying A Home From A Family Member?

Posted by admin on November 12th, 2009 at 05:00am

We are thinking of purchasing a house from my father. Instead of using a mortgage broker or bank, he suggested using a lawyer to set up monthly mortgage payments directly to him. We would still buy the house, and it would be in our names, not renting. How are payments like this calculated? Also, it seems this gives us flexibility and saves us money, but isn’t as secure. What are the specific down-sides to this?

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3 Comments for How Do I Calculate Mortgage Payments When Buying A Home From A Family Member?

  • 1. HIGH SHAMAN  |  November 12th, 2009 at 5:24 am

    Not much idea but all I know is mortgage calculators c an help you?http://www.mortgage-calc.com/http://realestate.ozfreeonline.com/

  • 2. Y?  |  November 12th, 2009 at 5:28 am

    Go thru a Title Company for the closing and have them prepare a amoritization schedule for you …..

  • 3. Y?  |  November 12th, 2009 at 5:57 am

    It’s true.. it is not very secure method.

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