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	<title>Comments on: How Does Having A Cosigner For A Loan Affect My Credit Score?</title>
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	<link>http://www.xtacash.com/how-does-having-a-cosigner-for-a-loan-affect-my-credit-score/</link>
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		<title>By: snazzy4r</title>
		<link>http://www.xtacash.com/how-does-having-a-cosigner-for-a-loan-affect-my-credit-score/comment-page-1/#comment-2221</link>
		<dc:creator>snazzy4r</dc:creator>
		<pubDate>Sat, 10 Oct 2009 08:07:28 +0000</pubDate>
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		<description>Before you sign, be sure they are a member of NFCC org.  To see, check www.nfcc.org.  If they are not, they will rip you off.  A cosigner may ruin their own credit if you default on payments.  NO ONE should EVER co sign for anyone.</description>
		<content:encoded><![CDATA[<p>Before you sign, be sure they are a member of NFCC org.  To see, check <a href="http://www.nfcc.org" rel="nofollow">http://www.nfcc.org</a>.  If they are not, they will rip you off.  A cosigner may ruin their own credit if you default on payments.  NO ONE should EVER co sign for anyone.</p>
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		<title>By: the_prai</title>
		<link>http://www.xtacash.com/how-does-having-a-cosigner-for-a-loan-affect-my-credit-score/comment-page-1/#comment-2219</link>
		<dc:creator>the_prai</dc:creator>
		<pubDate>Sat, 10 Oct 2009 07:44:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.xtacash.com/how-does-having-a-cosigner-for-a-loan-affect-my-credit-score/#comment-2219</guid>
		<description>Having a co-signer should have no effect on your score. To get the loan now, they will use your co-signer&#039;s credit score to help you get approved. In terms of your score, as long as the loan is paid, your score will improve the same amount no matter if you have a co-signer or not, I believe.</description>
		<content:encoded><![CDATA[<p>Having a co-signer should have no effect on your score. To get the loan now, they will use your co-signer&#8217;s credit score to help you get approved. In terms of your score, as long as the loan is paid, your score will improve the same amount no matter if you have a co-signer or not, I believe.</p>
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		<title>By: PoliPino</title>
		<link>http://www.xtacash.com/how-does-having-a-cosigner-for-a-loan-affect-my-credit-score/comment-page-1/#comment-2220</link>
		<dc:creator>PoliPino</dc:creator>
		<pubDate>Sat, 10 Oct 2009 07:12:20 +0000</pubDate>
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		<description>A cosigner won&#039;t affect your credit...but it will affect theirs. If you miss a payment or are late their credit takes a huge hit. Loans are always better to secure by yourself unless YOU ABSOLUTELY HAVE TO HAVE A COSIGNER. Apply for the loan and the bank will tell you if you need one or not.</description>
		<content:encoded><![CDATA[<p>A cosigner won&#8217;t affect your credit&#8230;but it will affect theirs. If you miss a payment or are late their credit takes a huge hit. Loans are always better to secure by yourself unless YOU ABSOLUTELY HAVE TO HAVE A COSIGNER. Apply for the loan and the bank will tell you if you need one or not.</p>
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