How Will Applying For An Auto Loan On-line At Several Places Affect My Credit Rating?
Posted by admin on February 27th, 2010 at 06:47am
I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I’ve also heard that every time you apply for a loan your credit rating is negatively affected. What’s the truth?
Tags: Affect, Applying, Auto, Credit, Loan, Online, Places, Rating, Several
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2 Comments for How Will Applying For An Auto Loan On-line At Several Places Affect My Credit Rating?
1. Sgt Big Red | February 27th, 2010 at 7:06 am
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2. Kimberly B | February 27th, 2010 at 7:19 am
FICO takes into consideration that fact that a person is “rate” shopping for large secured loans such as autos and mortgages.
They will only count those hard inquiries as one if you do your shopping within a 15 day period ONLY! So find the right car quick.
Here is their link regarding how inquires are handled.http://myfico.custhelp.com/cgi-bin/myfic…
Hope this answers your question
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