February 22nd, 2010 at 06:46am Under Loans
I need a personal loan to pay off my bills and basically just get caught up financially, and is considering going to a bank and asking for a personal loan for the first time. Other than student loans, car loans, and check-n-go stores, I’ve never went into a bank to ask for money because I didn’t think I would qualify. Now I need to know what the whole loan process would require from me.
By admin 4 comments
February 4th, 2010 at 06:44am Under Loans
I am doing a Stated Income loan. Why do I need to show bank statements if I have direct deposit from my employeer? That would be “showing my income” compared to “stating my income.” Do I have to show them? And, is there another way around it? Please help!
By admin 11 comments
January 27th, 2010 at 06:46am Under Loans
I am interested in purchasing a gold mine for only $50,000 and would like to know if I can get a bank loan or loan from a financing company to buy the mine? If I can get a loan, what banks or companies do I go to get the loan? What companies supply this type of loan?
By admin 11 comments
January 16th, 2010 at 06:47am Under Loans
My loan is fixed rate, my monthly payment is fairly low, and I put down a large downpayment. But it was my first home, and I find myself wondering if I had a “bad risk” loan or a normal home loan, after hearing constant talk about “the subprime lending debacle”. Any info you can offer will be appreciated.
By admin 6 comments
January 12th, 2010 at 06:44am Under Loans
I lost my job, I am behind on my rent, and my credit is extremely bad due to a divorce. I am trying to find a way to get a lien on my car, which I have clear title to, for one third it’s value. I know there are auto title loan companies that do this, however I’ve researched and found out they are extremely high interest rates (300%apr on average), they don’t offer enough to get me out of debt, and they usually end in repossession of the vehicle. How can I get a secured loan from a reputable bank using my car as collateral?
By admin 5 comments
November 16th, 2009 at 06:44am Under Loans
I am having a traditional loan application with a big bank. I just found a small bank in Florida, founded in 2004, is offering better rate and cost compared to those big famous banks. The small bank is member of FDIC. Somebody told me small bank may not follow federal regulations. How do I tell if a bank is a qualified home loan lender that follows all lending regulations? What is the risk borrowing home loan from a small bank?
By admin 3 comments
October 26th, 2009 at 06:44am Under Loans
I want to open a little fashion retail store that cost about $100,000. What is the requirements I need to have so that the bank can loan me the money. What documents and information will they need from me for this loan?
By admin 5 comments
October 24th, 2009 at 06:44am Under Loans
I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of $3-5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.
Now the questions … is this possible, or is there usually some stipulation that you can’t use a personal loan for a car? What sort of collateral do you usually need for a personal loan? If you have good credit, can you get one w/out collateral? Any info would be greatly appreciated! Thanks!
By admin 5 comments
October 16th, 2009 at 06:45am Under Loans
My friend is paying me to write her a loan proposal to the bank so that she can get the loan to open up her coffee shop. I need help on where to begin or can someone point me to a sample copy? Thanks.
By admin 1 comment
September 29th, 2009 at 12:54am Under Credit
I have a credit score of 700 and wanting another credit card. I was thinking about citi bank or bank of america. What one should I get? I only have one other credit card from Wumu. I want a credit card that report to the 3 credit bureaus every month. Anyone has either one of these cards, if so, what one did you like and why?
By admin 8 comments