Xtacash » Credit http://www.xtacash.com Just another WordPress weblog Sun, 27 Mar 2011 23:03:59 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 How Will Applying For An Auto Loan On-line At Several Places Affect My Credit Rating? http://www.xtacash.com/how-will-applying-for-an-auto-loan-on-line-at-several-places-affect-my-credit-rating/ http://www.xtacash.com/how-will-applying-for-an-auto-loan-on-line-at-several-places-affect-my-credit-rating/#comments Sat, 27 Feb 2010 10:47:40 +0000 admin http://www.xtacash.com/how-will-applying-for-an-auto-loan-on-line-at-several-places-affect-my-credit-rating/ I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I’ve also heard that every time you apply for a loan your credit rating is negatively affected. What’s the truth?

]]> http://www.xtacash.com/how-will-applying-for-an-auto-loan-on-line-at-several-places-affect-my-credit-rating/feed/ 2 How Can You Get A Home Loan With Really Poor Credit? http://www.xtacash.com/how-can-you-get-a-home-loan-with-really-poor-credit/ http://www.xtacash.com/how-can-you-get-a-home-loan-with-really-poor-credit/#comments Mon, 01 Feb 2010 10:44:47 +0000 admin http://www.xtacash.com/how-can-you-get-a-home-loan-with-really-poor-credit/ My husband, myself and our kids, are living with his parents, for the past six months. We both have very poor credit and are in desparate need of our own place. We now can afford our own place but cannot get a loan to purchase one. We have down payment in hand, and the monthly income to afford everything, but we are still without a home! Can someone please help with an idea of how to get a $6500.00 loan?

]]> http://www.xtacash.com/how-can-you-get-a-home-loan-with-really-poor-credit/feed/ 6 How Can I Get A Loan To Purchase Real Estate Without Any Or Little Credit And No Money Down? http://www.xtacash.com/how-can-i-get-a-loan-to-purchase-real-estate-without-any-or-little-credit-and-no-money-down/ http://www.xtacash.com/how-can-i-get-a-loan-to-purchase-real-estate-without-any-or-little-credit-and-no-money-down/#comments Wed, 30 Dec 2009 10:48:13 +0000 admin http://www.xtacash.com/how-can-i-get-a-loan-to-purchase-real-estate-without-any-or-little-credit-and-no-money-down/ I do not a have a job, but I will be buying properties cheaply, so I will sell them quickly and for a profit. From that profit, I will pay for the loan. Do you know of any way to obtain a loan with those circumstances?

]]> http://www.xtacash.com/how-can-i-get-a-loan-to-purchase-real-estate-without-any-or-little-credit-and-no-money-down/feed/ 4 How Do I Get A Personal Loan With Bad Credit? http://www.xtacash.com/how-do-i-get-a-personal-loan-with-bad-credit/ http://www.xtacash.com/how-do-i-get-a-personal-loan-with-bad-credit/#comments Wed, 23 Dec 2009 10:48:05 +0000 admin http://www.xtacash.com/how-do-i-get-a-personal-loan-with-bad-credit/ I am looking for a personal loan, but my credit is not good. I don’t want a payday loan but that is all I find on the internet when I type in personal loans for people with bad credit. Do you know any lender who will give loans to people with bad credit? I don’t really care to much about the interest rate. I just would like the loan to pay off some stuff and get some new things I need around my house. But I don’t own a home, so I can get a home loan.

]]> http://www.xtacash.com/how-do-i-get-a-personal-loan-with-bad-credit/feed/ 4 How Much Should I Charge On My Secured Credit Card To Get The Best Credit Rating? http://www.xtacash.com/how-much-should-i-charge-on-my-secured-credit-card-to-get-the-best-credit-rating/ http://www.xtacash.com/how-much-should-i-charge-on-my-secured-credit-card-to-get-the-best-credit-rating/#comments Mon, 21 Dec 2009 12:54:48 +0000 admin http://www.xtacash.com/how-much-should-i-charge-on-my-secured-credit-card-to-get-the-best-credit-rating/ How much should i charge on my secured credit card to get the best credit rating?
I can charge up to $500 on my secured credit card and want to know how much should I charge on my secured credit card to get the best credit rating. I need to build credit because I got none.

]]> http://www.xtacash.com/how-much-should-i-charge-on-my-secured-credit-card-to-get-the-best-credit-rating/feed/ 5 How And Why Is My Credit Card Affected When I Open And Close A Credit Card? http://www.xtacash.com/how-and-why-is-my-credit-card-affected-when-i-open-and-close-a-credit-card/ http://www.xtacash.com/how-and-why-is-my-credit-card-affected-when-i-open-and-close-a-credit-card/#comments Sat, 19 Dec 2009 00:57:29 +0000 admin http://www.xtacash.com/how-and-why-is-my-credit-card-affected-when-i-open-and-close-a-credit-card/ I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all.
Is it better to close down this new card or keep it open with a zero balance? How does opening and closing account affect my credit score?

]]> http://www.xtacash.com/how-and-why-is-my-credit-card-affected-when-i-open-and-close-a-credit-card/feed/ 3 How Many Credit Cards Should I Have Open For A Good Credit Score? http://www.xtacash.com/how-many-credit-cards-should-i-have-open-for-a-good-credit-score/ http://www.xtacash.com/how-many-credit-cards-should-i-have-open-for-a-good-credit-score/#comments Thu, 17 Dec 2009 08:55:43 +0000 admin http://www.xtacash.com/how-many-credit-cards-should-i-have-open-for-a-good-credit-score/ I have 4 credit cards (limits are 1000, 3300, and two 500s) and was considering getting rid of one 500 credit card. Should I pay the whole thing off and KEEP it or GET RID of it??

]]> http://www.xtacash.com/how-many-credit-cards-should-i-have-open-for-a-good-credit-score/feed/ 13 What Are Some Names Of Credit Cards That Have High Credit Limits? http://www.xtacash.com/what-are-some-names-of-credit-cards-that-have-high-credit-limits/ http://www.xtacash.com/what-are-some-names-of-credit-cards-that-have-high-credit-limits/#comments Wed, 16 Dec 2009 12:55:25 +0000 admin http://www.xtacash.com/what-are-some-names-of-credit-cards-that-have-high-credit-limits/ What are some name of credit cards that have high credit limits? Are there any credit cards that have a $100000.00 credit limit?

]]> http://www.xtacash.com/what-are-some-names-of-credit-cards-that-have-high-credit-limits/feed/ 4 How Does A Credit Card Work And Why Do I Have To Get One? http://www.xtacash.com/how-does-a-credit-card-work-and-why-do-i-have-to-get-one/ http://www.xtacash.com/how-does-a-credit-card-work-and-why-do-i-have-to-get-one/#comments Mon, 14 Dec 2009 20:58:45 +0000 admin http://www.xtacash.com/how-does-a-credit-card-work-and-why-do-i-have-to-get-one/ I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit cards and purchases become way more expensive when you buy them a credit card. So why use one? But to build credit you need to use one. Am I mistaken? Could someone explain how a credit card works please?

]]> http://www.xtacash.com/how-does-a-credit-card-work-and-why-do-i-have-to-get-one/feed/ 2 How Long Should I Make Loan Payments Before It Will Build My Credit? http://www.xtacash.com/how-long-should-i-make-loan-payments-before-it-will-build-my-credit/ http://www.xtacash.com/how-long-should-i-make-loan-payments-before-it-will-build-my-credit/#comments Mon, 14 Dec 2009 10:52:58 +0000 admin http://www.xtacash.com/how-long-should-i-make-loan-payments-before-it-will-build-my-credit/ I recently applied for an auto loan to start building some credit. I have the money to pay it off right away, but I was waiting to start building my credit. Is there any benefit to taking months to pay it off or is just having a loan enough to build credit? Is there a good amount of months to wait to pay it off?

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