What Should I Do To Get Loan Modification If I Am Not Currently Employed?

February 23rd, 2010 at 06:45am Under Loans

I need to get Loan Modification, I have no proof of my income. I am self employed.
Is it possible to get loan modification?

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Country Wide And Loan Modification, Are They Willing To Work With The Struggling Home Owners?

February 13th, 2010 at 06:44am Under Loans

Would anybody know how willing Country Wide is to participate in the President’s loan modification program, we tried it at the beginning of the year and found a really arrogant and and indifferent company policy in regards to struggling home owners. Should we hire one of those companies that do it for you for around two to three thousand dollars?
Help please!

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How Does A Loan Modification Effect Your Income During Tax Time? Does The Company Write Off The Loss?

February 7th, 2010 at 06:53am Under Loans

When a company writes of part of a debt, it is then recorded as income to the IRS and you pay taxes on it. Does the loan modifcation work the same way?

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How Can I Negotiate A Loan Modification With My Lender What Tips Or Tricks Can I Use.?

January 14th, 2010 at 06:46am Under Loans

I have an ARM. I cannot refinance. How can I go about negotiating a loan modification with my lender. I don’t want to be just a name and account number. I can meet the existing payments and to date have not fallen behind. If they raise the interest rate any further then that will be the tipping point. Are there organizations out there to help me such as HUD, etc. Do I already have to be in default before they’ll consider a loan modification?

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What Is Loan Modification And How Much Does It Cost Compared To A Refinance?

January 3rd, 2010 at 06:44am Under Loans

Is it easier to modify a loan if you don’t fit the underwriting guidelines for an FHA refinance?
Not in foreclosure; just have a high-interest rate ARM and too high of a DTI.
Thanks for your input.

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What Is The Loan Modification With Your Mortgage While In Chapter 13 Bankruptcty?

November 12th, 2009 at 06:48am Under Loans

After filing Chapter 13 bankruptcy (mortgage included -fixed rate) my husband became unemployed, so we are now 6 months behind on our mortgage and our attorneys are submitting for a loan modification, what is the process? Is a loan modification always granted?

By admin 2 comments

Loan Modification Refinance Making Home Affordable – Quicken Loans

September 12th, 2009 at 06:48am Under Loans

Learn more about loan modification and Refinance Plus from Quicken Loans at https://www.quickenloans.co…

The government’s Making Home Affordable Plan is aimed at ending the foreclosure problem…

By admin 1 comment


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