What Credit Card To Get At 18 And Not A College Student?

September 25th, 2009 at 04:59pm Under Credit

I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have one just in case and to actually build my credit. What’s going on and why do i keep getting denied?

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Does A Student Loan And A Bank Loan Affect Your Credit The Same Way?

September 20th, 2009 at 06:44am Under Loans

I have one credit card ( revolving credit ) and I have one student loan ( fixed monthly payments ). I want to keep one revolving account and one fixed account. Would a bank loan that pays off the student loan look better as a fixed loan? I guess my question is: Do they both count as fixed loans or is the bank loan a more “authentic” fixed loan?

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Default: The Student Loan Documentary

September 18th, 2009 at 06:48am Under Loans


Default: The Student Loan Documentary is a feature-length documentary chronicling the stories of borrowers from different backgrounds affected by the private student lending industry and their stru…

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If I Consolidate My Student Loan With A Personal Loan Can I Still Write Off The Interest?

September 16th, 2009 at 06:56am Under Loans

I had a federal student loan which I consolidated about 8 years ago to someone who eventually sold that loan to Citibank. I pay about 8.35% in interest. I am considering paying off that student loan with a personal loan where I can get a better interest rate. If I do this will I still be able to write off the interest I pay on my taxes?

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Is Student Loan Still Tax Deductable When Refinancing A Student Loan With A Personal Loan?

September 10th, 2009 at 06:49am Under Loans

My daughter has two very high interest student loans. Her credit won’t let her do anything, but I can “refinance” it with me getting the loan using my credit. But is it still a “student” loan that she can deduct. She is making the payments and her name will be also on the loan (ironically, she will co-sign for me). This seems to be some gray area once the loan gets moved around. Just want to make sure the “chain of custody” still makes the new loan interest tax deductable. Hope this made sense and thanks for your help.

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What Loan Company Will Take Over My Federal Student Loans When The Loans Are In Default?

September 1st, 2009 at 06:49am Under Loans

What Loan company will take over my federal student loans when the loans are in default so I can go back to school?
My loans are government loans from Saillie Mae. I owe them under $5000.
I heard about this company that will take over your school loans from them but I don’t know the name of the company.

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